Tree of Riches RTP (2025)
FindMyRTP independently scans casino game sections to uncover the RTP settings for Tree of Riches. We analyze this data to calculate the Player Advantage Rating and highlight the top casinos to play it at.
Last updated Nov 2025
Introduction to Tree of Riches RTP
Pragmatic Play's Tree of Riches delivers a classic slot experience with modern enhancements, featuring a traditional 3-reel, 1-payline format set against a Chinese prosperity theme. Released in October 2019, this high-volatility slot combines simplicity with substantial win potential through its money bag symbols and random multiplier wilds. Our comprehensive RTP analysis reveals significant variations between casinos, with two distinct configurations available: 96.45% and 94.53%. This disparity creates a 54% difference in house edge, making casino selection crucial for optimal gameplay. Through our independent verification system, we've identified numerous casinos offering the superior 96.45% RTP version, providing players with actionable intelligence to maximize their gaming value. This review examines the game's mechanics, analyzes real-world RTP implementations, and introduces our Player Advantage Rating system to help players identify the best venues for Tree of Riches among the extensive Online slots list and their RTP.
Impact of RTP Variation
RTP vs House Edge: What Goes Where
Example: for every €10,000 bet.
Tree of Riches RTP: Breaking Down the Numbers
Our comprehensive scanning of casino implementations reveals two distinct RTP configurations for Tree of Riches across different operators. The superior 96.45% RTP version offers significantly better player value compared to the 94.53% alternative, creating substantial differences in expected outcomes over extended gameplay sessions.
The mathematical impact of these RTP variations becomes clear when examining house edge calculations. At 96.45% RTP, the house edge stands at 3.55%, meaning the casino retains €3.55 from every €100 wagered over the long term. Conversely, the 94.53% RTP version carries a 5.47% house edge, representing a 54% increase in the casino's advantage. This difference substantially affects player bankrolls over time.
For practical illustration, consider a player betting €1 per spin over 10,000 spins. At 96.45% RTP, the expected loss would be approximately €355. However, at 94.53% RTP, the same player would expect to lose €547 - a difference of €192 that represents 54% greater losses. This demonstrates why selecting casinos offering the higher RTP configuration provides substantially better value, especially important given Tree of Riches' high volatility that can lead to extended playing sessions.
| Casino | RTP | House Edge | Player Advantage Rating |
|---|---|---|---|
| Casino Days | 96.45% | 3.55% | ★★★★★ (Optimal) |
| 24Casino | 96.45% | 3.55% | ★★★★★ (Optimal) |
| LeoVegas | 94.53% | 5.47% | ★★★☆☆ |
| Wildz | 94.53% | 5.47% | ★★★☆☆ |
The Player Advantage Rating clearly distinguishes between casinos offering optimal value (★★★★★) and those providing average returns (★★★☆☆). This rating system helps players quickly identify venues that prioritize player value through higher RTP configurations. The substantial difference between these ratings underscores the importance of consulting current RTP data before selecting where to play Tree of Riches, as the choice directly impacts long-term gaming outcomes and bankroll management.
Key Features of Tree of Riches
Tree of Riches presents a streamlined gaming experience with technical specifications that emphasize classic slot mechanics while incorporating modern features. The game operates on a 3-reel, 1-payline structure with high volatility, offering a maximum win potential of 2,880 times the stake. Betting ranges from €0.01 to €170 per spin, accommodating both casual players and high rollers seeking substantial win opportunities. The Chinese money theme features traditional prosperity symbols, primarily money bags in green, blue, and red colors, with the golden tree acting as the wild symbol.
The game's special features center around its wild symbol mechanics, which include random multipliers and re-spin functionality. When wild symbols form part of a winning combination, they can trigger random multipliers of 5x, 8x, or 10x, significantly enhancing win potential. If two wild symbols land alongside a blank position, the game initiates a re-spin that continues until a winning combination is achieved. This feature provides additional opportunities for wins that would otherwise be missed in the single-payline structure.
Gameplay experience reflects the classic slot tradition with fast-paced action and straightforward mechanics. The high volatility means wins may be less frequent but potentially substantial when they occur, making bankroll management particularly important. The visual presentation, while functionally effective with its traditional Chinese aesthetic and soothing background music, follows a relatively generic Asian theme common to many Pragmatic Play titles. Despite its visual simplicity, the game executes its classic format effectively, providing a solid experience for players who appreciate traditional slot mechanics with modern feature enhancements. The combination of simple gameplay, high win potential, and engaging features makes Tree of Riches a compelling option for players seeking Casinos with the best payouts that offer this particular slot configuration.
Why Tree of Riches RTP Varies Across Different Casinos
Casino-Specific Adjustments to RTP
Pragmatic Play certified Tree of Riches with multiple RTP configurations, allowing casinos to select from pre-configured options that suit their operational requirements and market positioning. Through our continuous scanning of casino game sections, we've identified that casinos typically choose between the 96.45% and 94.53% RTP versions. Regional regulatory requirements significantly influence these selections, as different jurisdictions may impose specific RTP minimums or tax structures that affect casino profitability. Market competition also plays a crucial role, with some casinos using higher RTP as a competitive advantage to attract discerning players. Our scanning has revealed that while we've found these two predominant RTP settings across multiple casinos, there may be additional variations we haven't yet identified, particularly in newly regulated markets or through special promotional versions.
The Role of Game Versions and Updates
Game providers like Pragmatic Play occasionally release updated versions of their slots with modified RTP configurations to meet evolving market demands or regulatory changes. These different versions can introduce varying RTP levels, bonus structures, or gameplay mechanics that affect the overall player experience. Our scanning system continuously monitors casino implementations to detect these variations, ensuring our RTP data reflects the actual settings players will encounter. While Tree of Riches has maintained consistent RTP options since its 2019 release, future updates could introduce additional configurations. This ongoing monitoring is particularly important for players interested in Bonus buy slots, as RTP variations can significantly impact the value proposition of feature purchases.
Conclusion: Making an Informed Decision and Where to Play Tree of Riches
Tree of Riches delivers a well-executed classic slot experience that combines traditional 3-reel mechanics with modern feature enhancements, offering substantial win potential through its random multiplier wilds and re-spin functionality. The game's high volatility requires appropriate bankroll management but rewards patience with opportunities for significant payouts up to 2,880 times the stake. Our RTP analysis clearly identifies the optimal casinos offering the superior 96.45% configuration, providing players with actionable intelligence to maximize their gaming value.
The casinos delivering the best Player Advantage Rating (★★★★★) with 96.45% RTP include Casino Days, 24Casino, Playfina, Oshi, Luckystart, Rollino, Plangames, 7-Bit-Casino, Nitro, Dailyspins, Felixspin, Candyspinz, Lucky-Hunter, Tsars, Rolletto-Casino, Bob, Rizk, Bitkingz, Avalon-78, and 21.com. These venues represent the optimal choice for players seeking the best mathematical return on Tree of Riches. Players should prioritize these casinos when selecting where to play, as the 54% difference in house edge between RTP configurations substantially impacts long-term results.
For players interested in exploring similar high-potential games, the Best Megaways slots category offers numerous alternatives with dynamic winning ways mechanics. Regardless of game selection, responsible gambling practices remain essential. Players should always set limits, play within their means, and seek assistance if gambling becomes problematic through resources like Help with Gambling Addiction. By combining informed casino selection with responsible play practices, players can maximize their enjoyment of Tree of Riches while optimizing their potential returns.
Tree of Riches RTP FAQs
Game Features
- Released
Oct 3, 2019
- Game Studio
Pragmatic Play
- Paylines
1
- Reels
3
- Max Win
2880X
- Min Bet
0.01
- Max Bet
170
- Volatility
HIGH





