Money Train 2 RTP (2025) Discover Which Casinos Offer the Highest RTP

FindMyRTP independently scans casino game sections to uncover the RTP settings for Money Train 2. We analyze this data to calculate the Player Advantage Rating and highlight the top casinos to play it at.

verified-dateLast updated Sep 2025

Standard RTP setting 96.40%

RTP %

96.40

RTP %

96.40

RTP %

96.40

RTP %

96.40

RTP %

96.40

RTP %

96.40

RTP %

94.00

RTP %

94.00

RTP %

94.00

RTP %

94.00

RTP %

94.00

RTP %

94.00

RTP %

94.00

RTP %

94.00

RTP %

94.00

RTP %

94.00

RTP %

94.00

RTP %

94.00

RTP %

94.00

RTP %

94.00

RTP %

94.00

RTP %

94.00

RTP %

94.00

RTP %

94.00

RTP %

94.00

RTP %

94.00

Introduction to Money Train 2 RTP

Money Train 2 by Relax Gaming is a high-volatility sequel that builds upon its predecessor's success with amplified features and a steampunk-infused Wild West theme. Released in September 2020, this 5-reel, 40-payline slot offers a maximum win potential of 50,000x stake, making it one of the most lucrative games in Relax Gaming's portfolio. The game stands out with its Money Cart Bonus Round, where special symbols like Persistent Payers and Necromancers can dramatically multiply winnings. Our independent scans reveal that Money Train 2's RTP varies significantly across casinos, with some offering the optimal 96.4% configuration while others implement a 94% version. Players seeking the best value should consult our Online slots list and their RTP to identify casinos offering the highest Player Advantage Rating.

Impact of RTP Variation

See how much more you could lose or save depending on the RTP setting, for your chosen number of spins.
Lowest RTP
94.00%
600.00
Expected Loss
6.00%House Edge
Highest RTP
96.40%
360.00
Expected Loss
3.60%House Edge
Actual Savings
240.00
This is the extra money you keep in your pocket by choosing to play at the operator's higher RTP setting over the lower one, based on your selected number of spins.

RTP vs House Edge: What Goes Where

Example: for every €10,000 bet.

100%0%10%20%30%40%50%60%70%85%
Player: €9,400.00House: €600.0094.00%Player: €9,640.00House: €360.0096.40%

Money Train 2 RTP: Breaking Down the Numbers

Our casino scans reveal two distinct RTP implementations for Money Train 2:

CasinoRTPHouse EdgePlayer Advantage Rating
LeoVegas96.4%3.6%★★★★★ (Optimal)
Luckystart96.4%3.6%★★★★★ (Optimal)
MetaSpins94.0%6.0%★★★☆☆
24Casino94.0%6.0%★★★☆☆

The 2.4% RTP difference creates substantial long-term impacts:

  • At 96.4% RTP: €3,600 expected loss per €100,000 wagered

  • At 94.0% RTP: €6,000 expected loss per €100,000 wagered

  • Difference: €2,400 additional loss (66% increase) at lower RTP casinos

Bonus buy scenarios further complicate calculations. When available, purchasing the Money Cart Bonus Round for 100x stake increases effective RTP to 98% (2% house edge), making it statistically favorable for players comfortable with the higher volatility.

Key Features of Money Train 2

Money Train 2 elevates the original's formula with enhanced visuals and mechanics. The steampunk train setting hosts these technical specifications:

  • Reels: 5x4 grid with 40 fixed paylines

  • Bet Range: €0.20-€20 per spin

  • Volatility: High (5/5)

  • Hit Frequency: 19.55%

  • Max Win: 50,000x stake

The Respins feature activates when two scatter symbols land, combining their multipliers and granting respins that continue until a win appears. Each non-winning spin increases the multiplier by +1, creating anticipation during base gameplay. The Money Cart Bonus Round triggers with three scatters, introducing 11 special symbols that modify values on the reels. Persistent symbols like the Collector/Payer compound wins across spins, while the Necromancer revives spent modifiers. Filling reels unlocks additional positions, with up to two extra reels available during bonus play. These mechanics create exponential win potential, particularly when multiple special symbols interact. For players seeking direct access, the Bonus buy slots feature (where available) provides immediate entry to the bonus round for 100x stake.

Why Money Train 2 RTP Varies Across Different Casinos

Casino-Specific Adjustments to RTP

Relax Gaming certifies multiple RTP configurations (96.4%, 94%) for Money Train 2, allowing casinos to select versions that align with their operational models. Our scans show regional patterns where certain markets consistently implement lower RTP versions, likely due to higher taxation or regulatory requirements. For instance, while LeoVegas and Luckystart offer the 96.4% optimal version, MetaSpins and 24Casino have opted for the 94% configuration. These variations underscore the importance of checking actual RTP implementations rather than relying on theoretical maximums promoted by providers.

The Role of Game Versions and Updates

Money Train 2 maintains consistent RTP variants since its 2020 launch, but some casinos may switch configurations during platform updates or market expansions. Our continuous monitoring has identified occasional RTP adjustments during casino migrations to new gaming platforms. Players should note that bonus buy availability also impacts effective RTP - when accessible, this feature can elevate returns to 98%, though UK-regulated markets typically disable this option due to local regulations.

Conclusion: Making an Informed Decision and Where to Play Money Train 2

Money Train 2 delivers an intense gaming experience where optimal RTP selection significantly impacts potential returns. Players should prioritize casinos like LeoVegas and Luckystart that offer the 96.4% configuration, yielding a ★★★★★ Player Advantage Rating. The game's high volatility demands proper bankroll management - we recommend session budgets of at least 500x your bet size to weather variance. While the 94% RTP versions remain playable, the 2.4% difference becomes substantial over extended sessions. Always verify current RTP settings through our scans, as casinos occasionally adjust configurations. For those needing support, Help with Gambling Addiction provides valuable resources.

Money Train 2 RTP FAQs

Review partially assisted by 🤖 with proprietary collected dataThe Find My RTP Team

Game Features

  • Released

    Sep 2, 2020

  • Game Studio

    Relax Gaming

  • Paylines

    40

  • Reels

    5

  • Max Win

    50000X

  • Hit Rate

    19.55

  • Min Bet

    0.1

  • Max Bet

    20

  • Volatility

    HIGH

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